Best Home Warranty Companies in Arizona: Protect Your Home with the Best
Buying a home can be one of the most significant investments of your life. A home warranty can provide peace of mind by protecting you from unexpected expenses due to system and appliance breakdowns. However, choosing the right home warranty company can be overwhelming, especially since there are many providers in Arizona. We’ve done the research for you and listed the best home warranty companies in Arizona to help you make an informed decision.
Why You Need a Home Warranty in Arizona 🏡💰
In Arizona, hot summers and erratic monsoon weather can take a toll on your home’s systems and appliances. A home warranty can help you save money by providing coverage for repairs and replacements to your home’s systems and appliances, giving you peace of mind.
Furthermore, during the current COVID-19 pandemic, many homeowners have become more reliant on their home's systems and appliances, making the need for a home warranty even stronger.
The Strengths and Weaknesses of Home Warranty Companies in Arizona 🔍📝
1. American Home Shield
Strengths: American Home Shield is one of the most popular home warranty companies in Arizona. With over 1.8 million customers, their coverage plans are comprehensive, covering most systems and appliances, including HVAC systems and water heaters. They also offer generous coverage caps, making it an excellent choice for homeowners who have older appliances.
Weaknesses: Although American Home Shield offers extensive coverage, their pricing is slightly higher than other providers, and some customers have reported long wait times for claims processing.
2. Choice Home Warranty
Strengths: Choice Home Warranty offers a range of coverage levels, including a combination of systems and appliances, making it an affordable option for homeowners. Their service fee is also lower than the industry average, and they have excellent customer service reviews.
Weaknesses: Choice Home Warranty has coverage limits, which could be a disadvantage for homeowners with older homes or appliances. Additionally, they have a 30-day waiting period before coverage begins, making it unsuitable for those seeking immediate coverage.
3. Select Home Warranty
Strengths: Select Home Warranty offers a range of plans at affordable prices, making it an excellent choice for homeowners looking to save money. They also have no waiting period, making their coverage begins immediately.
Weaknesses: Although they offer comprehensive coverage for most systems and appliances, Select Home Warranty has a $500 cap on HVAC systems, which is slightly lower than other providers.
4. Total Home Protection
Strengths: Total Home Protection is an excellent option for homeowners looking for affordable coverage options with no caps on covered appliances and systems. Additionally, they offer 24/7 customer service.
Weaknesses: Although their coverage plans are comprehensive, they have a 30-day waiting period, making it unsuitable for those seeking immediate coverage.
5. First American Home Warranty
Strengths: First American Home Warranty offers extensive coverage for most systems and appliances and has no limits on the number of claims per year. Additionally, they have a 24/7 claims service.
Weaknesses: Their service fee is slightly higher than other providers, and they do not offer coverage for pre-existing conditions.
6. Amazon Home Warranty
Strengths: Amazon Home Warranty offers comprehensive coverage plans at reasonable prices, including coverage for home systems and major appliances. Their coverage caps are relatively high compared to other providers, and they have no waiting period for coverage to begin.
Weaknesses: Amazon Home Warranty is a relatively new player in the home warranty industry, so they don't have many customer reviews compared to other providers.
7. OneGuard Home Warranty
Strengths: OneGuard Home Warranty offers thorough coverage for most essential home systems and appliances, including pest-control services. They also have a unique home maintenance service that helps homeowners ensure their home systems are regularly maintained.
Weaknesses: OneGuard's home warranty coverage plans can be more expensive than other providers. Additionally, they require a home inspection before coverage begins.
| Company | Coverage Options | Service Fees | Coverage Caps | Waiting Period |
|---|---|---|---|---|
| American Home Shield | 3 coverage levels | $75-$125 | No limits for most appliances/systems | 30 days |
| Choice Home Warranty | 2 coverage levels | $50-$60 | No limits for some appliances/systems | 30 days |
| Select Home Warranty | 3 coverage levels | $75-$100 | $500 for HVAC | None |
| Total Home Protection | 2 coverage levels | $75 | No limits for most appliances/systems | 30 days |
| First American Home Warranty | 2 coverage levels | $75-$100 | No limits for most appliances/systems | 30 days |
| Amazon Home Warranty | 3 coverage levels | $75-$125 | $300-$3000 | None |
| OneGuard Home Warranty | 3 coverage levels | $69-$94 | No limits for most appliances/systems | 30 days |
Frequently Asked Questions About Arizona Home Warranty Companies ❓
1. What is a home warranty?
A home warranty is a service contract that provides coverage for major home systems and appliances. It helps cover the costs of repair or replacement of a covered item when it breaks down due to normal wear and tear.
2. What does a home warranty in Arizona cover?
A home warranty in Arizona typically covers a range of essential home systems and appliances, including HVAC, plumbing, electrical systems, kitchen appliances, and more.
3. What is a service fee?
A service fee is the amount you pay for having a repair service come to your home to diagnose and fix a covered issue.
4. Do home warranties cover pre-existing conditions?
No, most home warranty companies do not cover pre-existing conditions. It's important to read the terms and conditions of your policy to understand what is and isn't covered.
5. How long do home warranties last?
Most home warranties last for one year, with an option to renew for another year.
6. How do I select the right home warranty company?
Consider factors such as the level of coverage, service fees, coverage caps, and customer reviews when selecting a home warranty company in Arizona.
7. Is a home warranty worth it in Arizona?
A home warranty can be worth it if you have an older home or appliances and want to avoid unexpected repair or replacement costs. Additionally, they can provide peace of mind, especially in extreme weather conditions.
8. What should I do if my appliance/system fails?
If your covered appliance or system fails, contact your home warranty provider and report the issue. They will dispatch a service technician to diagnose and fix the issue.
9. Can I choose my service technician?
Most home warranty companies have a network of preferred service providers. You can request a service technician, but the provider may not approve them.
10. Are there any exclusions in Arizona home warranty policies?
Yes, most home warranty policies have exclusions for specific items, such as pre-existing conditions and certain parts of an appliance or system.
11. Can I cancel my home warranty policy?
Yes, most home warranty companies allow you to cancel your policy at any time. However, you may be subject to a cancellation fee, and there may be restrictions on when you can cancel.
12. Can I transfer my home warranty to a new homeowner?
Yes, you can transfer your home warranty to a new homeowner if you sell your home. However, there may be fees involved, and you need to inform the home warranty company in a timely manner.
13. Does my Arizona home insurance policy cover the same items as a home warranty?
No, home insurance policies and home warranty policies provide different types of coverage. Home insurance typically covers damages caused by severe weather, fire, or theft, while a home warranty covers repairs and replacements due to normal wear and tear.
Conclusion: Protect Your Arizona Home with the Best Home Warranty Companies
A home warranty can provide peace of mind and protect your home from unexpected expenses. We have researched and listed the best home warranty companies in Arizona, giving you a head start on finding the right provider for your needs.
When selecting a home warranty company, consider factors such as coverage options, service fees, coverage caps, and customer reviews. We hope this article has been helpful in making an informed decision to protect your Arizona home. Don’t forget to read the policy terms and conditions, so you know what’s covered and what’s not.
Protect your home today with the best home warranty provider in Arizona!
Disclaimer: This article is meant to be used solely for informational purposes and is not meant to provide legal or financial advice. Please consult with a professional before making any decisions regarding home warranties.