Discover the Best Home Warranty Companies in Arizona
Introduction
Buying a home is one of the most significant investments you'll ever make. And once you become a homeowner, you want to ensure that your investment is protected, especially from unexpected and expensive appliance and home system repairs. That's where home warranty companies come in handy. Fortunately, residents of Arizona have various options of home warranty companies to choose from. This guide makes it easy by revealing the best home warranty companies in Arizona.
In this article, we'll outline seven of the top home warranty companies in Arizona. We'll examine their pros and cons, pricing, contract coverage, and other essential details to help you choose the best one to suit your needs.
What is a Home Warranty?
A home warranty is a type of service contract that provides repair or replacement coverage for household appliances and systems. These can include air conditioning systems, electrical systems, plumbing systems, kitchen appliances, and more. Home warranties can be particularly helpful for new homeowners who might not have enough funds to cover expensive repairs out of pocket.
The Benefits of Having a Home Warranty
The following are some of the benefits of having a home warranty:
🔹 Peace of mind: A home warranty gives homeowners peace of mind knowing that their homes are protected from unexpected repair bills.
🔹 Budget-friendly: With a home warranty, homeowners can budget for appliance and system repairs or replacement without breaking the bank.
🔹 Simplicity: A home warranty simplifies the repair process since homeowners only need to contact their warranty provider to file a claim.
The Drawbacks of Home Warranties
The following are some potential drawbacks of home warranties:
🔹 Coverage exclusions: Some home warranty contracts come with exclusions, such as pre-existing conditions or lack of maintenance.
🔹 Service delays: Depending on various factors, home warranty providers may take longer than expected to repair or replace covered items.
🔹 Additional fees: Some home warranty contracts may require homeowners to pay service fees for each repair visit or claim filed.
Best Home Warranty Companies in Arizona
1. American Home Shield
American Home Shield is a reputable and long-standing home warranty company. As of writing, the company covers almost two million homeowners across the United States, with various plans available in Arizona.
🔹 Pros:
✔ Widely available, reliable, and trusted
✔ Provides customizable plans that cater well to homeowners' needs and budgets
✔ Allows homeowners to choose their own service technicians
🔹 Cons:
❌ May have longer than expected service delays during high demand periods
❌ Coverage limits in some areas can be lower compared to other home warranty providers.
2. Choice Home Warranty
Choice Home Warranty is another popular home warranty provider that operates nationwide in the US. The company has a solid reputation for customer service and fast service response times.
🔹 Pros:
✔ Offers competitive pricing compared to other home warranty companies
✔ Provides flexible and customizable plans
✔ Has a significant network of licensed and certified service contractors.
🔹 Cons:
❌ Contract coverage differs depending on the state or region.
❌ Emphasis is mainly on repairs compared to paying for appliance or system replacement.
3. AFC Home Club
AFC Home Club is a newer but rapidly growing home warranty company that offers comprehensive coverage at an affordable price. The company operates in over 45 states, including Arizona.
🔹 Pros:
✔ Offers low premiums compared to other home warranty companies
✔ Provides excellent customer service with a 24/7 claims service hotline
✔ Covers roof leaks under a basic plan, which is a rare policy option.
🔹 Cons:
❌ Coverage limits for some items can be lower
❌ Potential for long service delays due to a limited network of service contractors in certain areas.
4. First American Home Warranty
First American Home Warranty is one of the most affordable home warranty providers in the US. The company has a strong and reliable network of contractors that can carry out tasks quickly and efficiently.
🔹 Pros:
✔ Offers budget-friendly premiums with comprehensive coverage options
✔ Has over three decades of experience as a reputable home warranty company
✔ Provides high-quality service contractors, resulting in fast turnaround times.
🔹 Cons:
❌ Only covers certain items under the basic plan, with additional coverage at additional costs.
❌ Coverage limits are relatively lower compared to other providers, resulting in fewer available options.
5. The Home Service Club
The Home Service Club is another reputable home warranty company with over 20 years of experience in the industry. The company offers comprehensive coverage at a reasonable price and provides various interactive tools that cater well to homeowners' needs.
🔹 Pros:
✔ Cost-effective and comprehensive coverage options available
✔ Has a significant network of certified and licensed service professionals spread across the US, reducing service delays
✔ Provides interactive tools, including an app, a blog, and DIY repair videos, resulting in a more accessible and user-friendly experience.
🔹 Cons:
❌ Can be a bit restrictive on certain items covered under the basic plan
❌ Potential service delays due to high demands during busy seasons.
6. Cinch Home Services
Cinch Home Services is one of the newest players in the home warranty industry. The company offers comprehensive and customizable plans at a reasonable price and provides various digital tools that enhance the customer experience.
🔹 Pros:
✔ Comprehensive coverage options and flexible plans available
✔ Provides excellent customer service and has online claims filing options
✔ Offers various interactive tools, including educational articles about appliance and system maintenance, resulting in an informed homeowner.
🔹 Cons:
❌ Service delays due to the company being a new player in the industry
❌ Potential claim denials if the appliance and system failed to receive proper maintenance.
7. Amazon Home Warranty
Amazon Home Warranty is a relatively new player in the home warranty industry. The company offers customized plans and a vast network of contractors capable of tackling many household repairs and system replacements.
🔹 Pros:
✔ Priced competitively compared to other home warranty companies
✔ Provides exceptional customer service and has an online system for filing claims
✔ Offers more than one customizable plan to choose from, resulting in suitable coverage options for all budgets.
🔹 Cons:
❌ Limited coverage compared to other home warranty providers
❌ Service delays due to a limited network of service providers in certain geographic regions.
Complete Table of The Best Home Warranty Companies in Arizona
| Company Name | Plans & Coverage Offered | Average Cost Per Month | Service Fee | Exclusions |
|---|---|---|---|---|
| American Home Shield | Combo Plan, Systems Plan, Appliances Plan, and Build Your Own Plan | $50-$60 | $75-$125 | Pre-existing conditions, incorrect installations, and lack of maintenance |
| Choice Home Warranty | Basic Plan, Total Plan, Additional Coverage Options, and Build Your Own Plan | $36-45 | $60 | Uncovered maintenance costs, pre-existing conditions, and lack of maintenance |
| AFC Home Club | Gold Plan, Platinum Plan, and Systems Plan | $33-$44 | $60-75 | Pre-existing conditions, lack of maintenance inconsistency, and inadequate repair or install work |
| First American Home Warranty | Basic Plan, Premier Plan, Optional Add-Ons | $28-$42 | $75-$100 | Uncovered appliances/system, pre-existing conditions, and lack of maintenance. |
| The Home Service Club | Standard Plan, Comprehensive Plan, and Optional Add-Ons | $44-$52 | $65-$125 | Pre-existing problems, lack of maintenance, and insured's negligence |
| Cinch Home Services | Appliances Plan, Built-In Systems Plan, Complete Home Plan, and Build Your Own Plan | $39-$59 | $100 | Pre-existing conditions and lack of maintenance. |
| Amazon Home Warranty | Systems Plan, Appliances Plan, and Combo Plan | $30-$50 | $75-$125 | Pre-existing defects, previous repairs, and maintenance issues |
Frequently Asked Questions
1. What is the best home warranty company in Arizona?
There are several fantastic home warranty companies in Arizona, and you should choose the one that best caters to your needs. However, based on our research, American Home Shield, Choice Home Warranty, and AFC Home Club are among the most popular and highly rated options.
2. How much does the average home warranty cost in Arizona?
The cost of a home warranty in Arizona depends on coverage options, deductibles, and the home warranty provider. Our research reveals that the average cost starts from $28 per month to $60 per month.
3. What items do home warranties usually cover?
Home warranties usually cover items such as air conditioning systems, heating systems, plumbing systems, electrical systems, kitchen appliances, and laundry appliances. It is essential to read the contract to determine what items are covered by your warranty.
4. Do home warranty companies charge service fees?
Most home warranty companies charge service fees. These fees are usually paid by homeowners for each service visit or claim filed.
5. Can I choose my service technician or contractor?
Most home warranty companies have their network of licensed service technicians that handle the service requests. However, some providers, such as American Home Shield, allow homeowners to choose their service technician or contractor for repairs and replacements.
6. Do home warranties cover pre-existing conditions?
Most home warranties do not cover pre-existing conditions. However, some home warranty providers provide coverage for items that were improperly installed or under-maintained.
7. Are there any home warranty coverage limits?
Yes, most home warranty companies impose coverage limits that define the maximum amount that the warranty company will pay for a particular appliance/system repair or replacement.
8. Can I transfer my home warranty if I sell my home?
Yes, most home warranty companies allow homeowners to transfer their home warranty to the new home buyer for an additional fee.
9. Do home warranties cover damage from natural disasters, such as earthquakes or floods?
No, most home warranties do not cover damage from natural disasters, such as floods, earthquakes, or hurricanes. However, homeowners can choose to purchase additional coverage to protect themselves from natural disasters.
10. How can I file a claim with my home warranty company?
Most home warranty companies provide online portals or 24/7 customer service hotlines for filing claims.
11. Is it possible to customize a home warranty?
Yes, some home warranty companies provide options for customizable plans that allow homeowners to choose items that they want to cover.
12. Can I add coverage for items not covered under my home warranty?
Yes, most home warranty companies provide optional add-ons for items not covered under the basic plan.
13. How long does it typically take for a home warranty company to complete the repair or replacement?
The time it takes for a home warranty company to complete repairs or replacement systems/appliances may differ. However, most companies aim to complete the repairs or replacements within a few days.
Conclusion
When choosing a home warranty company, it's essential to weigh the pros and cons to make an informed decision. American Home Shield, Choice Home Warranty, AFC Home Club, First American Home Warranty, The Home Service Club, Cinch Home Services, and Amazon Home Warranty are some of the best home warranty providers in Arizona. Each company has different coverage options, costs, and limitations that homeowners must consider before signing up.
Besides the comprehensive information on the top home warranty companies in Arizona provided above, the table with complete information is also a helpful reference guide. Remember, a home warranty is an effective way to protect your home from unexpected repair bills and reduce stress as a homeowner. Selecting the right home warranty provider will offer peace of mind knowing that your home is in good hands.
Don't hesitate to take action, sign up with a reputable home warranty company today, and protect your investment.
Disclaimer
The information in this article is provided for general informational purposes only and should not be construed as legal advice or other professional advice on any subject matter. Accordingly, the content of this article is not a substitute for professional assistance, and we will not be held liable for any actions taken based on it. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information contained in this article and seek professional advice whenever necessary.