Everything You Need to Know About Home Warranty Companies in Arizona
Protecting Your Arizona Home with Home Warranty Companies
Buying a home can be an exciting experience. Owning your dream home comes with many perks, one of which is enjoying a sense of security and stability. When it comes to keeping your Arizona home running smoothly, home warranty companies can play a significant role.
A home warranty is different from homeowner's insurance, as it covers repairs or replacements for your appliances and systems when they fail due to normal wear and tear. With so many home warranty companies in Arizona, it can be challenging to decide which one to trust. In this article, we will take a closer look at the strengths and weaknesses of these companies and everything else you need to know before choosing the perfect one for your home.
But before we dive deeper into the world of home warranty companies, let us first understand how they work and what you can expect from them.
What Are Home Warranty Companies in Arizona?
Home warranty companies in Arizona provide coverage for your home's major systems and appliances, including heating and air conditioning units, plumbing, electrical, and kitchen appliances like refrigerators and dishwashers. For a yearly fee, these companies will repair or replace any covered item that breaks down due to normal wear and tear.
It is important to keep in mind that home warranties have limitations and exclusions. Coverage gaps vary from one company to another, so it is essential to read and understand your policy before purchasing it.
Strengths of Home Warranty Companies in Arizona
Financial Protection
Home warranty companies give you financial protection from unexpected breakdowns and repairs. It can be challenging to predict when your home's systems and appliances will fail, and repairs can be costly. Home warranties offer peace of mind by providing protection against such eventualities.
Convenience
Home warranty companies offer convenience when it comes to repairs and replacements. Instead of searching for a reputable contractor, you can contact your home warranty company, and they will take care of everything for you.
Peace of Mind
Home warranties offer peace of mind by providing coverage for your home's systems and appliances. You do not have to worry about unexpected breakdowns and the financial burden they bring.
Weaknesses of Home Warranty Companies in Arizona
Limited Coverage
Home warranties have limitations and exclusions, and it is essential to read and understand your policy before purchasing it. Some items may not be covered, and there may be coverage caps or limits on repair costs.
Service Call Fees
When you need repairs, you will need to pay a service call fee. This fee may range from $50 to $125, depending on your policy and the company you are working with.
Renewal Rates
Home warranty companies often increase their rates upon renewal. These rate hikes can be significant, making it essential to budget accordingly.
Home Warranty Companies in Arizona: Complete Information
| Company | Annual Fee | Deductible | Coverage Limit | Customer Reviews |
| American Home Shield | $400-$700 | $75-$125 | $3,000-$25,000 | 4.1/5 |
| Choice Home Warranty | $370-$450 | $60-$85 | Unlimited | 4.5/5 |
| Select Home Warranty | $350-$475 | $60-$75 | Unlimited | 4.3/5 |
Frequently Asked Questions
Q1. What Does Home Warranty Cover?
A: Home warranty coverage varies by company, but typically includes heating and air conditioning units, plumbing, electrical, and kitchen appliances like refrigerators and dishwashers.
Q2. How Long Is A Home Warranty Policy Valid?
A: Home warranty policies typically last one year and can be renewed annually.
Q3. Does A Home Warranty Cover Preexisting Conditions?
A: No, home warranties do not cover preexisting conditions.
Q4. How Much Does A Home Warranty Cost in Arizona?
A: The cost of a home warranty in Arizona ranges from $350 to $700 per year, depending on the company and the coverage level.
Q5. Can I Select My Own Contractor?
A: Some home warranty companies may allow you to choose your own contractor, but most have a list of approved providers.
Q6. How Long Does It Take to Get My Repairs Completed?
A: It typically takes 24-48 hours to get your repairs completed, but this may vary depending on the company and the nature of the repair.
Q7. Do I Need Homeowner's Insurance If I Have A Home Warranty?
A: Yes, home warranties and homeowner's insurance provide different types of coverage. Home warranty does not cover property damage or theft, while homeowner's insurance does.
The Bottom Line:
When it comes to choosing a home warranty company in Arizona, select one that suits your specific needs and budget. Make sure to research each company and read customer reviews before making a decision. As with any insurance policy, take the time to understand the policy's limitations and exclusions to avoid any surprises in the future.
We hope that this article has provided you with valuable insights and information to make an informed decision when purchasing a home warranty in Arizona.
Remember that having a home warranty can provide you with peace of mind and financial protection from unexpected and costly repairs. So, don't wait any longer, and find the perfect home warranty for your Arizona home today!
Important Disclaimer:
This article is provided for informational purposes only, and any action taken by the reader based on the information provided in this article is at their discretion. The author and publisher of this article are not responsible for any loss or damage resulting from any decision made in reliance on the information provided in this article.